Attention homeowners: Real estate appraisal services for in Holden and Livingston County

The top seven reasons LA homeowners order from Wilder Appraisals & Consultants:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge Livingston county's assessment of your propertyvalue
  3. To cut their monthly mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a LA divorce, where real estate property needs to be divided
  7. Determine the true market value of property in question to settle an estate in Livingston county or LA

Need help determining the price of your home in or near Holden, LA?
Contact Wilder Appraisals & Consultants.

We at Wilder Appraisals & Consultants understand the unique needs of a homeowner looking for appraisal services. Our customary business clients get the appraisal process and the customary documents we provide. Being a regular homeowner that probably doesn't see an appraisal every day,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just how much your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value conclusion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Wilder Appraisals & Consultants, we're veterans in helping clients just like you abolish undesirable PMI insurance.

Challenging Livingston county's assessment of your property

Lets say you live in an area that's going down -- your local tax assessor may have your home overvalued. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal from Wilder Appraisals & Consultants is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your property is in a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow point of view, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Wilder Appraisals & Consultants can help you reinstate your home equity line of credit with an expert appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for precision? An appraiser from Wilder Appraisals & Consultants can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.